Terms & Conditions

Last updated: July 2026

1. Acceptance

By creating an account or using MyFinanceOS AI you agree to these terms. If you do not agree, please do not use the app.

2. What the app is

MyFinanceOS AI is a personal finance tracker. It helps you record your own income, expenses, assets, liabilities, and goals, and derive insights from that data. It is not a bank, broker, payment processor, tax advisor, or regulated financial adviser.

3. Not financial advice

All content, analytics, and AI-generated insights are informational only. Consult a licensed financial professional before making decisions with real money. We are not liable for financial losses arising from actions you take based on the app.

4. Your account

• You are responsible for maintaining the confidentiality of your credentials.
• You agree to provide accurate information and to keep your records up to date.
• You may not use the app for unlawful, abusive, or fraudulent activity.

5. Availability

We aim for high uptime but do not guarantee uninterrupted service. Features may change or be removed as the product evolves.

6. Intellectual property

The app's design, code, and brand assets are the property of MyFinanceOS AI. Your data remains yours.

7. Termination

You may delete your account at any time. We may suspend or terminate accounts that violate these terms or applicable law.

8. Limitation of liability

To the maximum extent permitted by law, MyFinanceOS AI and its operators are not liable for indirect, incidental, or consequential damages arising from use of the app.

9. Governing law

These terms are governed by the laws of India. Disputes are subject to the exclusive jurisdiction of the courts in India.

10. Contact

Questions? Email info@shreevighnahartaservices.com.